CreditX is a loan management system for lenders and microfinance companies: origination, maker-checker approvals, repayment schedules, accounting, reconciliation and collections.
CreditX runs the full lending lifecycle: origination, approvals, repayments and a complete double-entry ledger, with apps for staff, field agents and borrowers.
Origination & approvals: Configurable loan products with maker-checker sign off.
Repayments & penalties: Schedules, interest accrual, penalty rules and provisioning.
Double-entry accounting: General ledger, journals, budgets, fixed assets and tax.
Reconciliation & collections: Bank and GL reconciliation with online collections.
Deposits & investments: Savings and investment products alongside loans.
Agent app: Field agents onboard customers and track sales targets.